Insurance

Today my insurance agent called.  Every other year or so I meet with her to make sure my policy is all squared away and covering the things I need covered. 

Despite living on one of the highest points in town I asked about flood insurance.  I don't really think the Minnesota River or Nine Mile Creek is going to rise 300 feet above flood stage and reach my street but I wondered about back-up sewers or some other form of water damage that isn't covered under a typical home policy.  There is some coverage for such damage and it wasn't expensive so I added it.

Each time I talk to the agent or anyone in her office they ask me about bringing my auto policy over to their company.   And each time I say no.


The conversation goes like this:

"Who is your current auto policy with?"

"USAA."

"Oh yeah.  I understand.  Well, thank you for having your homeowner policy with us though!"

I'm not telling this story because of how satisfied I am with USAA but to note how even a competitor recognizes USAA as a good company.